Piatti, IlariaAljumaah, Norah2023-10-252023-10-252023-10-23https://hdl.handle.net/20.500.14154/69482This dissertation examines the impact of consolidation and competition status on the performance of the banking sector in Saudi Arabia. The study found that the market is moderately concentrated, with a significant increase in concentration levels in the last two years due to recent mergers and acquisitions as measured by the Herfindahl-Hirschman Index (HHI). The study concluded that the concentration level has positively impacted both stability and profitability, using the structure-conduct-performance (SCP) framework. This is due to the economies of scale and scope that larger banks can achieve.35enCompetitionbankingSaudiEconomicsThesis