Pof Andrew McGeeBESHAIR ABDULRAHMAN SAAD ALZEER2022-05-282022-05-28https://drepo.sdl.edu.sa/handle/20.500.14154/38541The story of the structural regulation of banking started in 1930 as a response to the failure of many banks, and it is a highly debated topic. This is because neither regulatory bodies nor academics could provide a precise description of the banks function and role in the economy after banks evolved from depository institutions to essential players in the financial systemenCritical analysis of the impact of the conversion of banks function from depositors and lenders to a crucial player in the national and international financial system