Saudi Cultural Missions Theses & Dissertations

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    Balancing Innovation and Protection: Is AI Regulation the Future of Saudi FinTech?
    (King's College London, 2024-09) Alkhathlan, Alaa Saad; Keller, Anat
    This study investigates the implications of artificial intelligence in the Saudi FinTech sector, focusing on the evolving regulatory landscape. While AI holds substantial promise for driving innovation, it also poses ethical and practical challenges such as data privacy, algorithmic transparency, and fairness. This study examines the current regulatory framework in Saudi Arabia, highlighting efforts like the AI Ethics Principles and the Personal Data Protection Law. Despite these measures, significant gaps remain due to the voluntary nature of the AI Ethics Principles and Generative AI Guidelines, resulting in inconsistent implementation. The primary aim of this study is to guide policymakers on regulating AI in the Saudi FinTech sector while preserving innovation. Key recommendations urge policymakers to develop regulations based on international best practices, addressing issues such as data privacy, algorithmic biases, and systemic risks. Emphasising the need for continuous dialogue among regulators, FinTech companies, and international partners, the study also calls for enhancing human-machine collaboration, establishing regulatory sandboxes, creating an AI Oversight Committee, and supporting research to better understand AI's implications. By aligning with Saudi Vision 2030 goals, these recommendations aim to strengthen Saudi Arabia's AI regulatory framework, support sustainable growth in the FinTech sector, and build public trust in AI-driven financial services.
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    Privacy Regulation of Cellular Network Data: A Comparative Study with Recommendations for the Kingdom of Saudi Arabia
    (University of Waikato, 2023) Aldubayyan, Ahmed; Rumbles, Associate Wayne; Liao, Leo Z
    One of the primary economic objectives of multinational technology corporations is to amass a significant amount of personal data, potentially leading to significant infringements of individuals' privacy rights. The advent of the technology revolution has resulted in a swift evolution of privacy laws in numerous jurisdictions. This can be attributed to the enhanced capacity of governmental and commercial entities to monitor and accumulate extensive data, as well as the economic objectives of global technology corporations to amass copious amounts of personal information. The Kingdom of Saudi Arabia has yet to implement legal provisions that ensure the privacy rights of its citizens and has also not introduced any legislation that safeguards the confidentiality rights of its citizens. The Kingdom of Saudi Arabia is currently contemplating the possibility of implementing a privacy legislation that considers not only its own distinct national culture, but also the role of privacy within the cultures of the surrounding region, as well as on a global scale. Annually, a vast number of international tourists travel to the Kingdom of Saudi Arabia, which has established a comprehensive plan and outlook aimed at luring multinational corporations across diverse sectors. Due to the aforementioned circumstances, it is imperative for the Kingdom of Saudi Arabia to establish a robust legislative framework that can effectively protect personal data. It is noteworthy that the Kingdom of Saudi Arabia operates under the governance of Sharia Law and Islamic Jurisprudence, which serve to safeguard the entitlement to confidentiality and privacy of personal data. The preservation of privacy and confidentiality of personal information is a significant concern for the inhabitants of the Kingdom of Saudi Arabia, and they handle these issues with great sensitivity. In contemporary times, characterised by technological advancements and rapid global and economic development, it is imperative to institute legislation that protects the data and information infrastructure of the Kingdom of Saudi Arabia, in addition to the personal privacy of its populace. The thesis delves into the significance of privacy and examines the measures taken by various jurisdictions to safeguard the personal information of their residents. Additionally, it explores the potential lessons that the Kingdom of Saudi Arabia can draw from these examples.
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    INVESTIGATING THE IMPACT OF LEAN SIX SIGMA PRINCIPLES ON ESTABLISHING AND MAINTAINING DATA GOVERNANCE SYSTEMS IN SMES: AN EXPLORATORY STUDY USING GROUNDED THEORY AND ISM APPROACH
    (2023) Alduraibi, Manal; Laux, Chad; Springer, John; Dietz, Eric; Laux, Dawn
    Data Governance and Data Privacy are critical aspects of organizational management that are widely utilized across all organizational scales. However, this research focused specifically on the significance of Data Governance and Data Privacy in Small and Medium Enterprises (SMEs). While the importance of maintaining these systems is paramount across all organizations, the challenges faced by SMEs in maintaining these systems are greater due to their limited resources. These challenges include potential errors such as data leaks, use of corrupted data, or insufficient data, as well as the difficulty in identifying clear roles and responsibilities regarding data handling. To address these challenges, this research investigated the impact of utilizing Lean Six Sigma (LSS) tools and practices to overcome the anticipated gaps and challenges in SMEs. The qualitative methodology utilized is a grounded theory design, chosen due to the limited understanding of the best LSS practices for achieving data governance and data privacy in SMEs and how LSS can improve the adoption of data governance concerning privacy in SMEs. Data were collected using semi-structured interview questions that were reviewed by an expert panel and pilot tested. The sampling method included purposive, snowballing, and theoretical sampling, resulting in 20 participants being selected for interviews. Open, axial, and selective coding were performed, resulting in the development of a grounded theory. The obtained data were imported into NVivo, a qualitative analysis software program, to compare responses, categorize them into themes and groups, and develop a conceptual framework for Data Governance and Data Privacy. An iterative data collection and analysis approach was conducted to ensure that all aspects were considered. The applied grounded theory resulted in retrieving the themes used to generate a theory from the participants’ descriptions of LSS, SMEs, data governance, and data privacy. Finally, ISM technique has been applied to identify the relationships between the concepts and factors resulted from the grounded theory. It helps arranging the levels the criteria, drawing the relationships in a flowchart, and providing valuable insights to the researcher.
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