Saudi Cultural Missions Theses & Dissertations
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Item Restricted The USA banking performance pre and post the crisis: how the bank size influenced the performance?(University of Leeds, 2025-03) AlSamah, Ibrahim; Cave, JoshuaThis dissertation investigates how bank size influenced the U.S. banking performance in terms of profitability during the 2008 financial crisis. The crisis originated in the United States which led to worldwide economic instability. Categorising banks into two groups: small - large and considering two distinct time periods pre-crisis (2002-2006) and post-crisis (2007-2013), the dissertation conducts a cross-sectional analysis to explore bank behaviour patterns, highlighting similarities and differences. In addition, considering the main literature contributions, the dissertation predicts that small banks were more resilient than their counterparts. To address the research objective, the dissertation tests the mentioned hypothesis using the regression analysis (OLS, fixed and random effect models), which examined the relationships between size, liquidity, leverage and profitability.2 0Item Restricted The Impact of Microeconomic Factors on Banks' Stability and Profitability in the Middle East: Islamic Banks vs. Conventional Banks(Durham University, 2024-09-13) Trabulsi, Ahmed Abdullah A; Ebrahim, Muhammed SThis study investigates the impact of macroeconomic factors, specifically interest rates and GDP growth, on the profitability of Islamic and conventional banks in the Middle East. Using ARIMA/X and VAR models, the study reveals that Islamic banks exhibit lower sensitivity to interest rate fluctuations due to their reliance on profit-and-loss sharing mechanisms, while conventional banks show no significant profitability changes in response to interest rate movements. However, conventional banks are more responsive to GDP growth, benefiting from periods of economic expansion, while Islamic banks demonstrate more stability but are less responsive to short-term economic fluctuations. These findings offer valuable insights for policymakers and regulators, highlighting the need for differentiated regulatory frameworks to ensure the resilience of both banking models in dynamic economic environments.44 0